Do I need mobile phone insurance

August 13th, 2012

sim card insurance

Question: Do I need mobile phone insurance?

Answer: Although mobile phones are often free with a contract, if you have to replace your mobile phone due to loss or damage it can cost anywhere from £150 and £500 depending on model. So consider this if you believe you are likely to lose or damage your phone and you cannot afford to replace it yourself, you may wish to consider insurance. Also if you have contents insurance give them a call it could end up being covered under an existing policy.

Mobile phone cover is available from most providers and costs around £6 per month and in some cases insurance  covers extended warranty and replacement phone in cases of theft or loss. All are subject to their own terms, conditions and exclusions so ensure you read these before you take out the policy.


Never be pressured to take out mobile phone insurance when you take up a new phone, check your existing policies and shop around first as you can always take insurance out later through Your Account.


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